Shared Infrastructure
Shared Value
The National Motor Claims Database is designed as shared national infrastructure. Our pricing is intentionally simple, predictable, and fair.
Proven Cost Savings: InsurerLink delivers significant ROI through fraud reduction, claims leakage prevention, and operational efficiency. Most insurers see returns that far exceed subscription costs within the first year.
The prevention of just one fraudulent claim can offset annual subscription costs for hundreds of vehicles.
National Utility
Structured to support long-term participation across the entire ecosystem.
Fair Proportions
Insurers pay in direct proportion to the size of their motor portfolio.
The True Value of Intelligence
While subscription costs are transparent and predictable, the real value of InsurerLink extends far beyond the monthly fee.
Risk Avoidance
Prevent costly fraudulent claims before they're paid. Each prevented claim saves thousands in direct costs plus associated legal and administrative expenses.
Value: Prevents losses before they occur
Operational Excellence
Real-time verification eliminates hours of manual research. Your team can focus on strategic initiatives instead of administrative verification tasks.
Value: 25-40% reduction in admin time
Strategic Intelligence
Market-wide insights enable better pricing decisions, competitive positioning, and identification of emerging fraud patterns before they impact your portfolio.
Value: Competitive advantage & market intelligence
Investment vs. Expense
InsurerLink is not just a cost—it's a strategic investment in intelligence infrastructure. The subscription fee is a small fraction of the value delivered through fraud prevention, operational efficiency, and risk mitigation. Most insurers see returns that exceed subscription costs by 10-50x within the first year.
Transparent
Fee Structure
Pricing remains transparent and easy to forecast, with no usage fees, query limits, or hidden charges.
- No capital expenditure
- No per-query charges
- Scales with your portfolio
- Periodic fairness reviews
Annual Subscription
The most cost-effective option for long-term strategic alignment and market stability.
Monthly Subscription
Flexible monthly billing for dynamic portfolio management and agile organizational needs.
Additional Options
Additional Users
Add additional users to your account with full access to the platform.
AI Reporting & Analytics
Access to AI-powered reporting, analytics, and claims trend analysis.
The ROI of Intelligence
Calculate your potential cost savings and return on investment. The primary financial benefit comes from reducing claims leakage and fraud through better visibility of claims history.
* Pricing is subject to change based on available exchange rates
Total number of vehicles currently insured in your portfolio.
Number of additional users at $100.00/year per user (billed annually).
Users with AI reporting, analytics, and claims trend analysis at $75.00/year per user (billed annually).
Note: All pricing includes unlimited queries, reporting, and infrastructure maintenance. Additional users and AI features are billed annually regardless of subscription type.
Important: Pricing displayed in converted currencies is subject to change based on available exchange rates. Base pricing is in USD.
How We Calculate Impact
Our pricing model is transparent and straightforward. Compare the annual and monthly subscription plans to see your potential savings. The real value, however, comes from preventing fraudulent claims and reducing operational costs—typically delivering 10-50x ROI compared to subscription fees.
1. Subscription Cost Structure
Annual Plan: $0.40 per vehicle per month, paid upfront. For 2,500 vehicles = $0.00/month.
Monthly Plan: $0.50 per vehicle per month, billed monthly. 2,500 vehicles = $0.00/month.
Both plans include unlimited queries, reporting, and infrastructure maintenance with zero hidden fees.
2. Monthly Savings Calculation
By choosing the annual plan, you save $0.10 per vehicle per month compared to the monthly plan. This represents a 20% discount on vehicle costs. For 2,500 vehicles, this equals $250.00 in monthly savings.
Note: These are subscription cost savings. The primary ROI comes from preventing fraudulent claims (typically 2-5% of claims paid) and reducing administrative overhead (25-40% time savings), which far exceeds subscription costs.
Mathematical Framework
In most cases, the prevention or reduction of just one average claim can offset the annual subscription cost for a substantial portion of an insurer's portfolio.
Where Your Investment Pays Off
InsurerLink delivers measurable cost savings across multiple dimensions, making it one of the highest-ROI investments in claims intelligence.
Fraud Reduction
Identify and prevent fraudulent claims before payment, reducing claims leakage by 2-5% annually.
Claims leakage reduction
Operational Efficiency
Real-time verification reduces administrative time by 25-40%, freeing resources for strategic initiatives.
Admin time savings
Risk Mitigation
Avoid costly claim disputes and litigation through comprehensive claims history visibility.
Risk reduction value
Strategic Intelligence
Market-wide insights enable better pricing decisions and competitive positioning.
Competitive advantage
Activate the National Intelligence Network
Begin the transition to data-driven motor claims management and collective market security.